Pay Off
All Those
High Interest Credit Cards
Our low interest loans
will save you hundreds, even thousands of dollars
per month.

Call us today for a
FREE-No Cost
Home Equity Line
888-938-9700
Terms and conditions apply.

Customized Financing
Programs structured around your individual needs.

We offer the most comprehensive line of home financing products in California.

Whatever your residential financing needs, we will tailor a loan that's right for you:

• Purchase

• Refinance

• Construction

• Home Improvement

• Home Equity Loans

• Investment Properties

• Debt Consolidation Loans

• Stated Income Loans

• Damaged Credit Loans

Now is the perfect time to take advantage of low interest rates and an exceptional market.

Today's Average Interest Rates

Rate	APR	Loan Program
6.5%	6.636%	30 Yr. Fixed
6.625%	6.713%	30 Yr. Fixed Zero Points
6.625%	6.75%	30 Yr. Fixed Jumbo
6.75%	6.802%	30 Yr. Fixed Jumbo Zero Points
Posted rates based on purchase transactions.  Rates change depending on mortgage size, refi and credit.
We have hundreds of loan programs, to choose from.  Please call us for a custom rate quote. Rates as low as 1% Rates change several times per day.

Avoid PMI - Private Mortgage Insurance
Call or Email for Details

Helping families across California make dreams a reality!

What People Say About OMS. . .

" Dear OMS,
Thank you so much for funding our loan so quickly.  I'm sure such a short escrow was a lot of pressure.  We appreciate your time and effort in finding us a reasonable rate and a payment plan.  We are in a new house and so happy.  Thanks again!!"
Kevin & Tish Hawks

"I met with OMS on Monday for my loan application and by Wednesday my new loan was approved.  Thank you for unbelievable fast results." 
A Very Satisfied Customer,
Mark Buttaccio

"Thanks so much for all your help. It's been great working on this refinance with you and your staff. Was I ever surprised when we met and that day the appraiser showed up and this has got to be done in record time from start to finish? From the time we talked to completion less than 30 days. YOU THE MAN! Please thank all your hard working staff for me."
Bud Harley

"...Thank you Lloyd for making a potentially very scary process smooth and a dream come true.  Your efforts to provide OUTSTANDING customer service are greatly appreciated".
Shelley Clark

"Mike and I want to thank you for putting in the time and effort to make the "deal". I know you went above and beyond the call of duty and I do appreciate it. The girls and I are settling into a place we can now call home. Again, thanks A LOT."
Lisa Trimble

"...Johnny & I wanted to say a special thank you for all of the work and time you put into helping us buy our home.  It was really great to deal with you, and we want you to know that you are appreciated! We'll refer you whenever we can!"
Kathleen & Johnny Karls