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Today's Rates   |   Loan Calculator Custom Rate Quote |  Prequalify Today! Create Your Own Good Faith Estimate Take 2 Minutes to Apply Online Today's Rates are at an all time low!! Rate APR Loan Program 5.25% 5.394% 30 Yr. Fixed 5.375% 5.452% 30 Yr. Fixed Zero Points 5.375% 5.128% 30 Yr. Fixed Jumbo 5.625% 5.921% 30 Yr. Fixed Jumbo Zero Points Posted rates based on purchase transactions.  Rates change depending on mortgage size, refi and credit. We have hundreds of loan programs, to choose from.  Please call us for a custom rate quote. Rates as low as 1% Rates change several times per day.

What People Say About OMS. . .

" Dear Lloyd & Team at OMS,
Thank you so much for funding our loan so quickly.  I'm sure such a short escrow was a lot of pressure.  We appreciate your time and effort in finding us a reasonable rate and a payment plan.  We are in a new house and so happy.  Thanks again!!
Kevin & Tish Hawks

"I met with Lloyd on Monday for my loan application and by Wednesday my new FHA loan was approved.  Thank you for unbelievable fast results."  A Very Satisfied Customer, Mark Buttaccio

"Thanks so much for all your help. It's been great working on this refinance with you and your staff. Was I ever surprised when we met and that day the appraiser showed up and this has got to be done in record time from start to finish? From the time we talked to completion less than 30 days. YOU THE MAN! Please thank all your hard working staff for me."
Bud Harley

"...Thank you Lloyd for making a potentially very scary process smooth and a dream come true.  Your efforts to provide OUTSTANDING customer service are greatly appreciated". - Shelley Clark

"Mike and I want to thank you for putting in the time and effort to make the "deal". I know you went above and beyond the call of duty and I do appreciated it. The girls and I are settling into a place we can now call home. Again, thanks A LOT." - Lisa Trimble

"...Johnny & I wanted to say a special thank you for all of the work and time you put into helping us buy our home.  It was really great to deal with you, and we want you to know that you are appreciated! We'll refer you whenever we can!" - Kathleen & Johnny Karls"